Updated on [16-05-2025]

Welcome to Loan Matrix App. These Terms and Conditions (“Terms”) govern your use of the website and any related services (collectively, the “Services”). By accessing or using our Site and Services, you agree to be bound by these Terms. If you do not agree, you may not use our Services.

1. Eligibility & Account Registration

A. Eligibility

You must be at least 18 years old, capable of entering into binding contracts, and resident in a jurisdiction where our Services are offered.

B. Account

To access certain features (e.g., loan comparisons, personalized quotes), you must register for an account. You agree to:

Provide true, accurate, current, and complete information
Maintain and promptly update your information to keep it accurate
Keep your password and account credentials confidential
Accept responsibility for all activities that occur under your account

2. Use of the Services

A. Permitted Use

You may use the Site and Services only for lawful, personal, non-commercial purposes.

B. Prohibited Conduct

You must not:

Submit false or misleading information;
Interfere with or disrupt the Site’s security or functionality;
Use any automated means (bots, scrapers) to access or collect data from the Site;
Impersonate any person or entity, or misrepresent your affiliation with anyone.

3. Loan Information & Accuracy

A. Information Purposes Only

Loan Matrix App aggregates and presents loan product information from third-party lenders. We do not originate loans or provide direct financial advice.

B. No Guarantee

While we strive to keep all content accurate and up to date, we do not guarantee completeness, accuracy, or timeliness of any loan terms or lender data. Your eligibility and interest rates are subject to lender approval.

4. Fees & Payments

A. Free vs. Paid Services

The basic use of Loan Matrix App is free. Certain advanced features (e.g., deep-dive analytics, lender introductions) may require a subscription or one-time fee.

B. Billing

If you subscribe to a paid plan, you authorize us (or our payment processor) to charge your chosen payment method. All fees are non-refundable except as required by law or expressly stated otherwise.

5. Intellectual Property

All content, design, graphics, logos, software, and trademarks on the Site are the property of Loan Matrix App or its licensors. You may view and download one copy of the materials solely for your personal use. Any reproduction, modification, distribution, or commercial use without our prior written consent is strictly prohibited.

6. Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you consent to our data practices as described therein.

7. Disclaimers

The Site and Services are provided “as is” and “as available,” without warranty of any kind. Loan Matrix App disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, Loan Matrix App and its affiliates shall not be liable for any indirect, incidental, punitive, or consequential damages arising out of your use of the Site or Services, even if advised of the possibility of such damages.

9. Indemnification

You agree to defend, indemnify, and hold harmless Loan Matrix App and its officers, directors, employees, and agents from any claims, liabilities, losses, damages, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

10. Termination

We may suspend or terminate your access to the Site or Services, without notice, if you breach any provision of these Terms or for operational reasons. Upon termination, your right to use the Services immediately ceases.

11. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date at the top. Your continued use of the Site after changes constitute acceptance of the new Terms.

12. Governing Law & Dispute Resolution

These Terms are governed by the laws of [Your State/Country] without regard to conflict-of-law principles. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in [Your Jurisdiction], and you consent to personal jurisdiction and venue in those courts.

13. Contact Us

If you have any questions or concerns about these Terms, please contact us at

Terms & Conditions